UPSC PRELIMINARY MOCK TEST 104

Track 1 - Government, or Peacemaking through Diplomacy. This is the world of official diplomacy, policymaking, and peacebuilding as expressed through formal aspects of the governmental process.

Track 2 - Nongovernment/Professional, or Peacemaking through Conflict Resolution. This is the realm of professional non-governmental action attempting to analyze, prevent, resolve, and manage international conflicts by non-state actors.

Track 3 - Business, or Peacemaking through Commerce. This is the field of business and its actual and potential effects on peace-building through the provision of economic opportunities, international friendship and understanding, informal channels of communication, and support for other peacemaking activities.

Financing of The Scheme:

• PM-JAY is completely funded by the Government and costs are shared between Central and State Governments. The Government of India decides a national ceiling amount per family that is used to determine the maximum limit of the central share of the contribution. The actual premium discovered through open tendering process or the maximum ceiling of the estimated premium decided by Government of India for the implementation of PM-JAY, whichever is less, would be shared between Central Government and States/UTs in the ratio as per the extant directives issued by Ministry of Finance, from time to time.
• In addition, administrative cost for implementing the scheme at the State level is also provided under the scheme and shared between Centre and State in the same sharing pattern.

States have been provided the flexibility in terms of the following parameters:

• Mode of implementation - States can choose the implementation model and can implement the scheme through Trust, Insurance company or Mixed model.
• Usage of beneficiary data - PM-JAY uses SECC data for targeting the beneficiaries, however, States have been provided flexibility to decide on the dataset for this purpose, if they are covering more beneficiaries than SECC defined numbers. However, State will need to ensure that all beneficiaries eligible as per SECC data are also covered.
• Co-branding - States can co-brand their existing health insurance/assurance schemes with PM-JAY as per co-branding guidelines of the scheme.
• Expansion of cover to more people - States can cover more number of families than those defined as per SECC data. For these additional families, full cost will need to be borne by the States.
• Increasing benefit cover to higher value - If the State want they can even expand the benefit cover beyond `5 lakh per family per year. However, in this case cost of additional cover will need to be completely borne by the State.
• Payment to public hospitals - States have also been provided flexibility to deduct a certain percentage of claims amount that is paid to public hospitals.
• Reservation of packages for public hospitals - To ensure that such services that can be provided well by Government health facilities are not misused by private providers, NHA has defined a set of conditions that are reserved for only public health care facilities. States can revise list of such conditions that are reserved for public hospitals.

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2 only.

The reserve deposit ratio (rdr) is a determinant of money supply. Rdr is the proportion of the total deposits commercial banks keep as reserves. To maintain a healthy rdr in commercial banks, Cash Reserve Ratio is one tool. Other tools include SLR and Bank Rate. When money supply comes under discussion, so will inflation. The latter is proportional to the former.

Page 39, Macroeconomics, Class 12 NCERT;

Improvisation: http://www.thehindubusinessline.com/money-and-banking/banks-told-to-maintain-addl-average-daily-balance-with-rbi/article9389836.ece "

About Green India Mission:

• GIM is one of the eight missions launched under the National Action Plan on Climate Change (NAPCC).
• GIM's launch was supposed to coincide with the starting of the 12th five-year plan in 2012. But, owing to financial delays the mission was finally launched in 2015.
• The objective of the mission is to increase green cover to the extent of 5 million hectares (mha) and improve quality of existing green cover on another 5 mha, improve eco-system services like carbon sequestration, hydrological services and biodiversity and provisioning services like fuel, fodder, and timber and non-timber forest produces (NTFPs).
• It also has to increase forest-based livelihood income for about 3 million households.

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