Banking Questions for LIC AAO [TEST-7]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following aspects are outlined by the loan policy of a bank?
A
Rating standards
B
Lending procedures
C
Financial covenants
D
All of the above
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
SEBI is related to.....
A
Bank
B
Government of India
C
Share Market
D
State Government
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Reserve Bank hiked the limit for foreign investment in Asset Reconstruction Companies (ARCs) from the earlier cap of 49 percent to?
A
74%
B
47%
C
57%
D
72%
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Any NBFC is is considered systemically important NBFC when its asset size is of how much amount or more?
A
Rs 100 Crore
B
Rs 500 Crore
C
Rs 250 Crore
D
Rs 750 Crore
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Where is the head office of FICCI?
A
Guwahati
B
Kolkata
C
Chennai
D
New Delhi
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A draft issued by the bank has been lost by the payee. He sends a letter to the issuing bank to stop payment. Bank will:
A
Note caution and will advice the payee to contact purchaser of the draft
B
Not act on the request
C
Stop payment
D
Performs no action
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In deficit financing, the government borrows money from.....
A
RBI
B
Public
C
IMF
D
Capitalists
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who has been appointed the chairman-cum-managing director (CMD) of the United India Insurance Company Limited?
A
Balraj Joshi
B
M Nagaraja Sarma
C
B Sambamurthy
D
Gautam Bambawale
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Base rate is the rate below which no bank can allow their lending to anyone. Who sets-up this 'Base rate' for banks?
A
Individual Banks' Board
B
Ministry of Commerce
C
Ministry of Finance
D
RBI
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which Bank's credit card issuer has announced the launch of 'ELA' (Electronic Live Assistant), a virtual assistant for customer support and services?
A
State Bank of India
B
HDFC Bank
C
Bank of Baroda
D
Axis Bank
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