Banking General knowledge for Andhra Bank – IBPS [TEST-10]

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G.K. Questions on Banking

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Question 3691 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
An automatic loan made to an account if the balance will not cover the checks written, debit card purchases
A
Overdraft protection
B
Collateralized loan
C
Title loan
D
Payday loan
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Question 3692 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is NOT necessary to open up a checking/savings account?
A
Checks
B
ID
C
Address
D
Deposit
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Question 3693 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The formula for calculating simple interest is P x R x T. What does the R stand for?

A
Recession
B
Rate
C
Receipt
D
Ratio
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Question 3694 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A ..... contract is not written but is created by the actions or conduct of someone.

A
implied
B
express
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Question 3695 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Because it must withstand the wear and tear of every day use, money must be:Bank exam interview questions answers
A
Portable
B
Durable
C
Divisible
D
Accepted
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Question 3696 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The piece of paper you need to deposit cash to add that money to your account is:

A
a check
B
a withdrawal slip
C
a deposit slip
D
a lien
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Question 3697 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

This type of account has easy transfers to pay bills

A
Checking
B
Savings
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Question 3698 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following is not a money market instrument?

A
U.S. Treasury Bills
B
Negotiable Bank Certificates of Deposits
C
Corporate stocks
D
Repurchase Agreements
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Question 3699 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is a financial institution that accepts deposits and channels the money into lending activities?

A
Credit
B
Commercial Banks
C
Credit Unions
D
Insurance
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Question 3700 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A commercial bank is a bank that:
A
a) Gives a long term loans
B
b) Creates credit
C
c) Gives short term loans
D
d) All of these
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