Banking Questions for RBI Assistant [TEST-1]

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Banking awareness questions

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Question 1
Credit Rating
A
is used to rate the borrowers while giving advances.
B
is used to work out performance of the employees.
C
is used to calculate the number of excellent audit-rated branches.
D
is not used in any bank.
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Question 2
PAN is a code that acts as an identification for individuals, families and corporates (Indian and Foreign as well), especially those who pay Income Tax. PAN stands for-
A
Permanent Account Number
B
Permanent Amount Number
C
Permanent Account News
D
Personal Account Number
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Question 3
Crossing on a cheque can be cancelled by the..... of the cheque, under his full signature.
A
payee
B
drawee
C
endorser
D
drawer
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Question 4
What is Repo Rate? (IBPS 2011)
A
It is a rate at which RBI sell government securities to banks
B
It is a rate at which RBI buys government securities from banks
C
It is a rate at which RBI allows small loans in the market
D
It is a rate which is offered by Banks to their most valued customers or prime customers
English grammar Questions answers
Question 5
NIBM is part of the grand vision of giving a new direction to the banking industry in India and making the industry a more cost-effective instrument for national development. NIBM stands for-
A
Non-Organisation Institute of Bank Management
B
National Institute of Bureau Management
C
National Investment of Bank Management
D
National Institute of Bank Management
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Question 6
The government has appointed..... as the new Chief Economic Advisor.
A
Siddhartha Bhattacharya
B
Dr Krishnamurthy Subramanian
C
Preeti Saran
D
Dharmesh Mehta
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Question 7
Insurance regulator IRDAI has constituted a 16-member committee to examine motor third party insurance pricing aspects and make recommendations on the premium rates for 2019-20. Who has been appointed as the Chairman of the committee?
A
Keshari Nath Tripathi
B
PJ Joseph
C
Ranjana Prakash Desai
D
Amitava Roy
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Question 8
Which of the following is not a reason for demand pull inflation?
A
Shortage of consumer goods
B
More exports
C
Economic growth
D
Less import
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Question 9
The Indian government has announced an allocation of..... over 2 years for the recapitalization of public sector banks.
A
Rs 30.74 lakh crore
B
Rs 2.11 lakh crore
C
Rs 17.53 lakh crore
D
Rs 12.43 lakh crore
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Question 10
Ujjivan Small Finance Bank Ltd, a wholly-owned subsidiary of Ujjivan Financial Services Ltd, has been given scheduled bank status by-?
A
Finance Ministry
B
SEBI
C
RBI
D
Government of India
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