Banking General knowledge for Bandhan Bank [TEST-5]

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G.K. Questions on Banking

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Question 6041 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

You have a checking account balance of $100 and you deposit a personal $200 check from your brother in your checking account. When will you be able to withdraw $150 in cash?

A
After receiving a checking account statement at the end of the month
B
1 to 7 days later, depending on your bank's check clearance policy
C
The same day as the $200 deposit
D
On the day you make your next deposit
Question 6042 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Bank Charges debited in pass book are recorded on the debit side of Cash Book in Bank Column.

A
True
B
False
Question 6043 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

After Henry makes his report, he

A
returns to San Francisco with his new wife and wealth
B
asks to go into business with the brothers
C
requests a situation he hadn't anticipated being available
Question 6044 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The action enters money into an account.

A
Loan
B
Withdrawal
C
Deposit
D
Deduction
Question 6045 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the best method for paying car insurance?

A
Credit Transfer
B
Cash
C
Cheque
D
Standing Order
Question 6046 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which are the following are NOT functions of commercial banks in credit creation?

A
accept deposits.
B
provide loans.
C
issue bank drafts.
D
control foreign exchange.
Question 6047 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

I took out a -------------- to buy a house last year.

A
money
B
mortgage
C
loan
Question 6048 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

On Saturday night, we went to the Town Hall. It was the last day of the year and a large crowd of people had gathered under the Town Hall clock. It would strike twelve in twenty minutes' time. Fifteen minutes passed and then, at five to twelve, the clock stopped. The big minute hand did not move. We waited and waited, but nothing happened. Suddenly someone shouted,"It's two minutes past twelve! The clock has stopped!"

I looked at my watch. It was true. The big clock refused to welcome the New Year. At that moment, everybody began to laugh and sing.

Why did the people gather under the Town Hall clock?

A
A. To welcome the new year
B
B. The see the newly bought clock
C
C. To strike the laughing people
D
D. To stop people who shouted
Question 6049 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
A
savings account
B
credit card
C
credit union
D
safe-deposit box
Question 6050 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A ..... is a bank for people that are part of the same organization and is controlled by its members.

A
commercial bank
B
brokerage firm
C
credit union
D
real estate agency
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