Banking General knowledge for Indian Overseas Bank – IBPS [TEST-1]

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G.K. Questions on Banking

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Question 4681 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The following headline recently appeared on the front page of a newspaper.


"Banking crisis hits commerce".


Which of these effects of a banking crisis is likely to be the most serious for businesses who are wishing to expand?

A
The banks will be less willing to provide loans and overdrafts.
B
The banks will be unwilling to provide advice to businesses.
C
The banks will close their internet sites.
D
The banks will reduce the staff numbers in their branches.
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Question 4682 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

..... account is usually opened by businessmen, corporations, public bodies etc.

A
Saving
B
Current
C
Fixed
D
Recurring
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Question 4683 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

When the amount stated in words and figures differs, the banker.....

A
Can hanour the amount in figures
B
Can honour the amount in words
C
Can honour the smaller amount
D
Can dishonour it
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Question 4684 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A wireless service that allows processing of financial transactions using an app or web browser from a smart device or computer.

A
Mobile Banking
B
Online Banking
C
Telephone Banking
D
Electronic Funds Transfer (EFT)
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Question 4685 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following was NOT a character from 'Finding Nemo'?
A
Bruce
B
Mr. Ray
C
Crush
D
Eve
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Question 4686 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which type of bank account typically offers no interest?

A
Savings Account
B
Money Market Account
C
Certificate of Deposit (CD)
D
Checking Account
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Question 4687 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

You should place a check mark in the column of your check register after recording the service charge.

A
False
B
True
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Question 4688 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Lead of merchant banker should advice the issuer to enter into ..... intermediary for the purpose of issue management.

A
Agreement
B
Arrangement
C
Memorandam of association
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Question 4689 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Calculate the new balance:

Beginning Balance $145.50

Write check 115 for $26.55

Use debit card for a $75.15 purchase

ATM withdraw of $40 with a $2 fee

Deposit check for $95.00

A
$107.80
B
$96.80
C
$100.80
D
There is a negative balance.
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Question 4690 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A loan to pay for a home, business or other real estate over a period of time is a
A
deposit
B
bankruptcy
C
mortgage
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