Banking General knowledge for HDFC Bank [TEST-6]

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G.K. Questions on Banking

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Question 3291 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A bank service charge fee of $200 was wrongly debited by the bank as $2,000

A
Cash bookDr Cash Cr Bank charge
B
Cash bookDr bank charge Cr Cash
C
Bank Rec. item, Add to bank balance
D
Bank Rec. item, less from cash book bal.
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Question 3292 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Why does the bank pay you interest when you deposit money?

A
Banks have a surplus of money and they can't keep it all in their vault.
B
Banks need people to make money so they can buy products and support the economy.
C
Banks are paying interest because they are paying you to use your money.
D
Banks pay interest because they are looking out for your best interest.
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Question 3293 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the definition of Credit Limit?

A
Maximum amount of credit a financial institution extends to a client.
B
For individuals, an expense is a cost of living; for example, rent or groceries.
C
Money earned.
D
A sum of money placed or kept in a bank account, usually to gain interest.
GK (GENERAL KNOWLEDGE) Questions answers
Question 3294 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
True or False: You DON'T need your ID when opening a checking or savings account.
A
False
B
True
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Question 3295 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When you don't have enough money in your checking account to pay for a check, your account becomes:
A
Overdue
B
Overwhelmed
C
Overdrawn
D
Overpowered
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Question 3296 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following accounts is it the easiest to take money out of the bank with?

A
A basic checking account
B
A basic savings account
C
A savings account with a $250 minimum balance
D
A $500 CD account with a term of 12 months.
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Question 3297 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The PRIMARY purpose of a check or debit card is to

A
encourage people to spend more money.
B
replace cash so the government has a record of your activities
C
replace cash so the government does not have to pay to print bills or make coins.
D
. make it easier for people to buy goods and services, pay bills, and make other financial transactions.
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Question 3298 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is Life Insurance ?

A
A assignment given by government of India
B
A fundamental policy for citizens
C
A policy wherein a coverage of certain amount revoked after certain circumstances
D
A policy for licencing life of foreigners
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Question 3299 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Please select core value and type behaviour based on below situation (you can select 1 core value and 1 behaviour)

Failure to maintain confidentiality of information

A
Integrity
B
Customer Centricity
C
Excellence
D
Confirming behaviour
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Question 3300 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

IMF provides technical assistance mainly in how many areas?

A
3
B
4
C
5
D
6
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