Banking Questions for Punjab & Sindh Bank – IBPS [TEST-3]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the standard definition of recession?
A
Negative GDP growth for the year as a whole
B
Negative GDP growth for two consecutive quarters
C
Negative GDP growth for three consecutive quarters
D
Negative GDP growth with increased rate of inflation compared to the previous years
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
According to 2011 Census, Sex Ratio in India stood at.....females per 1000 males.
A
933
B
965
C
947
D
940
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
IGMS is an online consumer complaints registration system created by IRDA. What is the full form of IGMS?
A
Integrated Grievance Management Service
B
Integrated Grievance Management System
C
Integrated Grievance Management Scheme
D
Integrated Grievance Management Security
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following will replace the present tax structure like income tax, corporate tax etc from next year?
A
GST
B
CENVAT
C
DTC
D
MODVAT
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Bank Holidays are covered by which of the following?
A
As per the order of the GOI
B
As per the order of the IBA
C
Negotiable Instruments Act
D
RBI Act
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The biggest international financial centre in the world:
A
Frankfurt
B
Geneva
C
London
D
New York
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
IRDAI has allowed insurers to invest up to..... in Additional Tier 1 (AT1) bonds, that are issued by banks to augment their tier 1 capital, in order to expand the pool of eligible investors for the banks.
A
25 per cent
B
30 per cent
C
20 per cent
D
10 per cent
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The formal beginning of the merchant banking services in India began in 1967, when the Reserve Bank of India provident licence to the
A
State Bank of India
B
Oriental Bank of Commerce
C
Grindlays Bank
D
Federal Bank
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Currently (July 2014), which country holds the chair of the Group of Twenty (G-20) forum?
A
Russia
B
Australia
C
Brazil
D
Canada
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The instrument which provides proprietary interest in company and which entitles a person to dividend on profits, is called?
A
Bond
B
Share
C
Debenture
D
Warrant
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