Banking Questions for Canara Bank – IBPS [TEST-9]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In context of business and banking, what is CRAR?
A
Capital to Risk (Weighted) Asset Ratio
B
Credit to Risk Asset Ratio
C
Credit to Risk Assessment Ratio
D
Capital to Risk Assessment Rate
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Economic Affairs Secretary Subhash Chandra Garg has been appointed as India's Alternate Governor to the Board of Governors of-
A
Asian Development Bank
B
International Monetary Fund
C
World Bank
D
New Development Bank
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In bank's parlance, credit risk in lending is
A
default of the banker to maintain CRR
B
default of the banker to maintain SLR
C
default of the banker to release credit to the customer
D
default of the customer to repay the loan
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following are the instruments of Credit Control in the hands of the RBI?
  1. Lowering or raising the discount and interest rates.
  2. Raising the minimum support price of the major agro products.
  3. Lowering or raising the minimum cash reserves maintained by the commercial banks.
Select the correct answer using the codes given below.
A
Only I
B
Only II
C
Only III
D
Both I and III
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As per notification issued by RBI, circulation of which of the following coins shall be ceased wef 29th June, 2011?
A
50 paise
B
25 paise
C
Both A and B above
D
None of these
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which year India become a member of Financial Action Task Force?
A
1978
B
2000
C
2010
D
1994
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Gross Domestic Product is a measure of.....
A
a country's internal trade relation
B
a country's domestic economic activities
C
a country's financial position
D
a country's foreign trade relation
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
'Sub Prime Lending' is a term applied to the loans made to [Punjab & Sindh 2011]
A
those borrowers who do not have a good credit history.
B
those who wish to take loan against the mortgage of tangible assets.
C
those who have a good credit history and are known to bank since 10 years.
D
those borrowers who are most preferred customers of the Bank.
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The various means of Electronic Payment Systems Includes.....
  1. Credit Card
  2. Debit Card
  3. ATM Card
A
Only 2
B
Only 3
C
All the above
D
None of these
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How much quantity of coins to be minted decided by
A
RBI
B
Union government
C
SBI
D
IRDA
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