Banking General knowledge for Bank of Maharashtra – PGDBF Manipal university [TEST-3]

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G.K. Questions on Banking

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Question 3981 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If you cash in a CD before the maturity date you will ..... and ..... (select 2)

Bank exam interview questions answers
A
pay a penalty
B
pay the interest
C
correctchoice lose interest
D
lose the principal
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Question 3982 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Everytime I go to the ATM, I receive a .....

A
deposit
B
slip
C
wallet
D
passport
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Question 3983 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

How many SP segments are there in SMP

A
Type 1
B
Type 2
C
Type 3
D
Type 4 (4A & 4 b)
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Question 3984 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
If the nominal interest raises from 4% to 7% then the
A
real interest rate fell by 4%.
B
expected inflation rose by 3%.
C
expected inflation fell by 3%.
D
real interest rate must rise.
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Question 3985 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
This picture represents: Bank exam interview questions answers
A
Element
B
Compound
C
Mixture of Elements
D
Mixture of Compounds
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Question 3986 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A system that requires banks to hold reserves equal to some fraction (%) of their checkable deposits.

A
Expansionary Effect on Economy of a Bank Deposit
B
Fractional Reserve Banking System
C
Bank Failures
D
Money Multiplier
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Question 3987 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
When I need to ..... money from my checking account, I can use my debit card at an ATM.
A
Overdraw
B
Inflation
C
Balance
D
Withdraw
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Question 3988 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

the amount of space an object takes up

A
mass
B
volume
C
matter
D
density
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Question 3989 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Bank reconciliation statement is:

A
a) Part of Bank statement
B
b) Memorandum statement
C
c) Part of journal
D
d) Ledger account
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Question 3990 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following are primary concerns of the bank manager?

A
Maintaining sufficient reserves to minimize the cost to the bank of deposit outflows
B
Extending loans to borrowers who will pay low interest rates, but who are poor credit risks
C
Acquiring funds at a relatively high cost, so that profitable lending opportunities can be realized
D
Maintaining high levels of capital and thus maximizing the returns to the owners.
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