Banking Questions for Karur Vysya Bank [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is not included in the estimates of National Income?
A
Sale of collector's items
B
Addition to inventory, but not sale of the company's products
C
Market rent of self owned house
D
Cost of government services
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
PMSBY is open to all citizens of India who have a savings bank account. The minimum age of joining PMSBY is..... years and maximum age is..... years.
A
18 years, 40 years
B
18 years, 50 years
C
18 years, 80 years
D
18 years, 70 years
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is incorrect about the acceptance of deposits by the NBFCs?
A
They are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months
B
They cannot accept deposits repayable on demand
C
They should have minimum investment grade credit rating
D
The repayment of deposits by NBFCs is guaranteed by RBI
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following public sector banks is regarded as being the first to launch its own Mutual Fund Scheme?
A
SBI
B
PNB
C
Bank of India
D
Canara Bank
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Prior approval (as also a licence) of RBI is required for opening-
A
personal banking branches
B
merchant banking branches
C
asset recovery branches
D
All of the above
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which of the following a credit facility is provided by the bank to an entity for a specific purpose, to be repayable after a short duration?
A
Advances
B
Loans
C
Security
D
Liabilities
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
With reference to a cheque which of the following is the 'drawee bank'?
A
The bank that collects the cheque
B
The payee's bank
C
The endorser's bank
D
The bank upon which the cheque is drawn
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which among the following is not a shareholder of CERSAI?
A
Central Government
B
National Housing Bank
C
Select public sector Banks
D
RBI
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is component of capital market?
A
Equity market
B
Debt market
C
Derivative market
D
All of the above
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Public sector non-life insurance firm United India Insurance Company announced the appointment of S Gopakumar as its Director and General Manager with immediate effect. United India Insurance Company based in-
A
Hyderabad
B
New Delhi
C
Mumbai
D
Chennai
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