Banking General knowledge for SBI Clerk [TEST-10]

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G.K. Questions on Banking

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Question 331 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Refers to an overdraft on your account, which is what happens when you write checks or use your debit card for more transactions than you have money in the bank to cover.

A
balancing form (or account reconciliation form)
B
banking
C
bouncing a check
D
branches
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Question 332 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which scientists was responsible for coining the phrase "Big Bang?"

A
Fred Doyle
B
Albert Einstein
C
Sir Isaac Newton
D
Edwin Hubble
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Question 333 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

not consistent or having a fixed pattern; liable to change

A
IRRATIONAL
B
INTEGER
C
VARIABLE
D
MISSPELL
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Question 334 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

. The net change caused by the increase in temperature is an increase in .....?

A
Volume
B
Matter
C
Pressure
D
Slower
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Question 335 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Check 21 allows the check writer to bounce checks.
A
True
B
False
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Question 336 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

In Murabahah financing, when an orderer is asked to pay a certain amount of money in advanced to the seller in order to show seriousness towards the transaction that can later be refunded upon certain conditions, the contract used is called:

A
Arboun
B
Hamish Jiddiyyah
C
Down payment
D
All options are correct
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Question 337 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Banks charge ..... if your balance falls below a certain amount.

A
fees
B
interest
C
discretionary
D
deposit
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Question 338 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

After three days at sea, the sailors were glad to see .....

A
land
B
ground
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Question 339 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Prior to creating a legal charge, it is important to conduct a land search at the relevant land office. Which of the following is the purpose of conducting a land search?

A
To protect the bank's interest.
B
To make sure that proper and complete legal documentation is in order.
C
To ascertain approval from bank's approving authority.
D
To determine the restriction in interest and conditions affecting the document of title.
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Question 340 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Penny

A
cinco centavos
B
veinticinco centavos
C
un centavo
D
diez centavos
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