Banking General knowledge for IBPS SO (CWE SO) [TEST-5]

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G.K. Questions on Banking

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Question 1121 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Independent federal agency that supervises federal credit unions and insures depositor's money.

A
National Credit Union Administration (NCUA)
B
Federal Deposit Insurance Association (FDIC)
C
Federal Reserve
D
U.S. Treasury
GK (GENERAL KNOWLEDGE) Questions answers
Question 1122 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Why are banks an essential part of any functioning national economy? Choose the best answer.

A
The interests they pay boosts the national economy.
B
The money they loan the government pays the salaries of policemen, firemen, and soldiers.
C
Without banks, the money supply would be extremely limited.
D
The loans they provide keeps many businesses functioning.
Bank exam Questions answers
Question 1123 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who is responsible for keeping track of your debit card purchases?
A
Stores will send you statements
B
Bank/Credit Union
C
You
D
Debit Card Company
Aptitude Questions answers
Question 1124 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Causes of dishonoured cheque are:

A
The cheque is bounced.
B
The information on the cheque is inconsistent.
C
correctchoice The payer has insufficient funds in the bank or the bank account is closed.
D
correctchoice The cheque is post-dated.
Bank exam Questions answers
Question 1125 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

RBI was formed in

A
1947
B
1950
C
1935
D
1951
Biology Questions answers
Question 1126 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Mr. Thanh invested $4,500 into a savings account that earns 4% interest compounded annually. He made no additional deposits or withdrawals. Which expression can be used to determine the number of dollars in this account at the end of 3 years?
A
4500(1+0.03)4
B
4500(1+0.3)4
C
4500(1+0.04)3
D
4500(1+0.4)3
NTA NET study material
Question 1127 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
If you want to deposit a check in your account and not cash it, you should write ..... on the back to make sure no one else can cash it.
A
Your signature
B
For Deposit Only
Aptitude Questions answers
Question 1128 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Fee for writing a check for "bouncing a check" (writing it for more money than is in your account)
A
Nonsufficient Funds Fee
B
Withdraw Fee
C
Service Fee
D
ATM Fee
Bank exam Questions answers
Question 1129 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Code that identifies your bank and helps other banks transfer money to and from your account.
A
routing number
B
account number
C
check number
D
all of these
KBC Questions answers
Question 1130 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is Prudential's Bonus Declaration of 2018?

A
Reversionary Bonus maintained only for policies after 2010
B
Maturity Bonus maintained for all policies
C
Terminal Bonus maintained for 3 in 5 policies
D
Reversionary Bonus maintained for all policies
KBC Questions answers
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