Banking General knowledge for Indian Overseas Bank – IBPS [TEST-6]

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G.K. Questions on Banking

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Question 4731 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

When I write a check for more than I have in the bank it is called:

A
a felony
B
an overdraft
C
a fee
D
grounds for closing my account
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Question 4732 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is a credit card feature that allows card users to transfer one credit card balance to another card?

A
Credit Transfer
B
Balance Transfer
C
Paydown
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Question 4733 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A transaction is...

A
any business done at the bank
B
when you take money out of an account
C
when you transfer money from one person to another
D
when you put money into an acount
Computer science (GATE/NET) Questions answers
Question 4734 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Caiden earned $475 from mowing lawns last summer. He deposited this money in an account that pays an interest rate of 3.8% compounded annually. What will be his balance after 15 year?
A
$827.52
B
$831.10
C
$839.45
D
$846.80
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Question 4735 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following is NOT a common feature of a financial institution?

A
Direct deposit
B
Paper checks
C
Access to investment advice
D
Checking and savings accounts
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Question 4736 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which type of bank account is best for everyday transactions?

A
Certificate of Deposit
B
Money Market Account
C
Savings Account
D
Checking Account
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Question 4737 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following occupations would be unacceptable when completing a CTR or filling out a new account application?

A
Carpenter
B
Teacher
C
Retired Cook
D
Self-Employed
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Question 4738 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Money which has a lower metallic value than its face value like 5 cents, 10 cents, 20 cents and 50 cents is .....

A
fiat money.
B
legal tender.
C
token money.
D
commodity money.
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Question 4739 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What do the people say on other people's success, achievements,
good fortune?
A
I hope and wish
B
Congratulations
C
I don't agree with you
D
Amazing
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Question 4740 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A cotton farmer who took out a production loan would probably want his/her repayment schedule to be:
A
Monthly
B
Semi-annually
C
Bi-annually
D
Annually
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