Banking General knowledge for NABARD [TEST-10]

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G.K. Questions on Banking

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Question 1891 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following is NOT a policy instrument of Bank Negara Malaysia?

A
Open market operations.
B
The tax rate imposed on interest income.
C
the interest rate charged on loans to bank members.
D
the amount of required reserves held by banks members.
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Question 1892 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the difference between a credit card and a debit card?

A
A debit card is issued by a bank, a credit card is not.
B
A debit card can only be used at an ATM, while a credit card can be used to by things at stores or online.
C
A debit card takes money directly from your checking account,while using a credit card is a form of borrowing
D
Debit card users must pay interest to banks; credit card users collect interest from banks.
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Question 1893 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
True or False
The Federal Reserve supervises banks to keep them healthy.
A
true
B
false
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Question 1894 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Dylan is recording transactions in his checkbook register. Which of the following transactions is considered a deposit?
A
Dylan stopped by the ATM machine to take some money out of his account.
B
Dylan has money transferred into his account automatically by his employer.
C
Dylan paid his cell phone bill by writing a check.
D
Dylan purchased some new shoes using his debit card and PIN.
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Question 1895 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Unlike a bank, where you may have only one or two accounts, you have an RBA with-
A
whomever you choose
B
your partner
C
your friends and family
D
everyone you meet
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Question 1896 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What identification do you need to open a bank account?

A
Photographic ID
B
A letter from your parents
C
An application form
D
A shopping list
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Question 1897 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Postdating checks is writing a future date on a check, hoping it won't get cashed before you get paid.
A
True
B
False
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Question 1898 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Criminals using fake emails to trick people into giving them their bank details is called

A
Phishing
B
Fishing
C
Sourcing
D
Frauding
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Question 1899 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The American Dollar bill is an example of
A
Commodity Currency
B
Representative Currency
C
Fiat Currency
D
Public Currency
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Question 1900 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Bank has started first FLCC at .....?

A
Baroda
B
Ajmer
C
Rae Bareli
D
Allahabad
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