Banking General knowledge for Union Bank of India – IBPS [TEST-1]

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G.K. Questions on Banking

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Question 5401 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Round $67.899 to the nearest hundredth.
A
$67.88
B
$67.89
C
$67.90
D
$68.00
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Question 5402 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Pay back is the same as....

A
credit rating
B
pay off
C
line of cresit
D
collateral
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Question 5403 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Customer of the bank is .....

A
dealing on behalf of the beneficiary viz. firm, company or any organisation
B
has a business relationship with the bank
C
correctchoice maintains an account with bank
D
correctchoice beneficiary of transactions conducted by professional intermediaries
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Question 5404 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

When you take out a loan, ..... is added on to your total expense. The longer you have your loan, the more of this you will have to pay.

A
Interest
B
Inflation
C
Balance
D
Loan addend
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Question 5405 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A 180-day promissory note dated 8 June 2012 had a face value of RM 2,000. The simple interest rate charged was 6.6% per annum. Determine the maturity value.

A
RM 2,066
B
RM 66
C
RM 20.66
D
RM 266
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Question 5406 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Who license Commercial Banks ?

A
government
B
Central Banks
C
they don't need license
D
they bring their own
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Question 5407 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

RBI was initially a Private Bank.

A
True
B
False
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Question 5408 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

El cheque

A
Cash
B
Savings account
C
Check
D
To pay in cash
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Question 5409 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is a card issued by a bank allowing the holder to transfer money electronically when making a purchase?
A
Debit Card
B
Credit Card
C
Checkbook
D
Pre-Paid Card
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Question 5410 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Something necessary or required for life
A
Need
B
Want
GK (GENERAL KNOWLEDGE) Questions answers
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