Banking Questions for IBPS Clerk [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Financial inclusion is being emphasised by RBI for
A
providing basic banking services to the unbanked areas
B
providing loans to the unbanked population
C
opening accounts for the poor
D
bringing branches of all banks under one authority
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of these should be practiced when using a credit card?
A
Pay only the minimum balance since it is allowed
B
Throw away the receipt signed by you immediately after receiving from the cashier
C
Memories your PIN number and do not leave your PIN number in your wallet
D
Maintain as many cards as possible for convenience
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The 'Dolex' Indicator is related to which of the following Financial Markets?
A
New York
B
Mumbai
C
Tokyo
D
Hong Kong
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which international finance entity launched a \$ 2.5-billion onshore Indian rupee bond programme recently so as to strengthen the capital market and support infrastructure development in India?
A
International Union for Housing Finance (IUHF)
B
International Finance Corporation (IFC)
C
International Finance Organisation (IFO)
D
Public Finance International (PFI)
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Purchasing Managers' Index (PMI) is a venture of?
A
HDFC
B
HSBC
C
ICICI
D
EXIM Bank of India
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Debt restructuring is often mentioned when discussing about banks' credit portfolio. What does it suggest?
A
The loan portfolio of banks is classified according to the amount of each loan
B
Irregular loan accounts are assisted to regularize with modification in terms and conditions of the loan sanction
C
Asset classification into performing and non performing accounts
D
Substandard loan accounts are given further loans
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How much shares the government hold in the Public sector banks?
A
Minimum 75%
B
More than 50%
C
More than 33%
D
More than 49%
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Finance Ministry has decided to infuse..... crores into state-owned Bank of Baroda (BoB) after of the merger of two other public sector lenders Dena Bank and Vijaya Bank with BoB.
A
Rs 5, 042 crore
B
Rs 1, 342 crore
C
Rs 9, 745 crore
D
Rs 10, 321 crore
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of these states are not served by RBI as its banker?
A
Goa
B
Assam
C
Sikkim
D
Arunachal Pradesh
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is India's rank in World Bank's Ease of Doing Business Index 2019, out of 190 countries in 2018?
A
83
B
77
C
23
D
100
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