Banking General knowledge for IBPS Clerk [TEST-7]

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G.K. Questions on Banking

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Question 421 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the definition of Credit?

A
A bank account that allows a customer to deposit and withdraw money and earn interest on the balance.
B
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
C
Electronic payment form the employer's bank account to the employee's bank account.
D
An expense that you can control or adjust, for example, how much you spend on groceries, clothes, or entertainment.
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Question 422 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The first governor of Central Bank of the Philippines

A
Jaime Laya
B
Miguel Cuaderno
C
Nestor Espanilla Jr.
D
Gabriel Singson
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Question 423 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the maximum amount payable under ambulance cover of Group assurance health plan for transportation of insured person to a hospital for treatment in case of an emergency?

A
Upto Sum Insured
B
Rs.5000 per hospitalization
C
Rs.2000 per hospitalization
D
Not covered under this poly
KBC Questions answers
Question 424 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Credit unions are able to offer better interest rates because .....
A
Credit unions are not supervised and canmake their own rules.
B
They are privately owned and run by a board of directors.
C
They have an agreement with the U.S. Treasury Department.
D
They are member owned and want to offer better services to their members.
English grammar Questions answers
Question 425 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is a MONEY MARKET ACCOUNT?

A
An interest-earning deposit that requires the funds to remain deposited for a fixed term. Withdrawal of the funds before the term expires results in a financial penalty.
B
A nonprofit financial institution that is owned by its members and organized for their benefit.
C
A type of savings account that pays a higher interest rate AND allows you to write/deposit checks for everyday use.
English grammar Questions answers
Question 426 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

In Al-Rahn concept, if the borrower default, the bank have the right to sell off the collateralized asset to settle off the debt and if there is balance from selling off the asset, it should be return back to the borrower.

A
True
B
False
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Question 427 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Taking money out of a bank account via a check or electronically, such as getting cash from the ATM.

A
Traveler's Checks (TCs)
B
void
C
withdrawal
D
wire transfer
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Question 428 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What`s this?

Bank exam interview questions answers
A
It`s a ruler.
B
It`s a rabber.
C
It`s a rubber.
D
It`s a ruber.
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Question 429 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Credit control means-

A
Contraction of credit only
B
Extention of credit only
C
Extention and contraction of money supply
D
none of these
English grammar Questions answers
Question 430 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A business which offers multiple services in banking and finance.
A
Commercial Bank
B
Savings and loan Association
C
Depository Institutions
D
Credit Union
GK (GENERAL KNOWLEDGE) Questions answers
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