Banking General knowledge for Corporation Bank – IBPS [TEST-9]

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G.K. Questions on Banking

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Question 4401 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What are the three FUNCTIONS of money?

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A
medium of exchange, unit of account, store of value.
B
medium of exchange, unit of account, amortization.
C
medium of exchange, unit of account, inflation.
D
medium of exchange, unit of account, capacity.
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Question 4402 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

An agreement to purchase or sell stocks for a specified price until a date in the future is reached

A
Options
B
Default
C
Mutual Fund
D
Diversification
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Question 4403 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A check cannot be cashed until it has been reconciled
A
True
B
False
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Question 4404 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

"In Malaysia, "Ringgit" is used to measure the value of goods and services." The statement above refer to money as .....

A
the medium of exchange.
B
a measure of value.
C
a store of value.
D
the standard of deferred payment.
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Question 4405 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

In order to control credit

A
CRR should be increased and bank rate should be decreased
B
CRR should be reduced and bank rate should be reduced
C
CRR should be increased and bank rate should be increased
D
CRR should be reduced and bank rate should be increased
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Question 4406 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

An on-line bill payment has what effect on the balance in your checking account:

A
No effect
B
Increases the balance
C
Decreases the balance
D
Depends on the amount
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Question 4407 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What did Rob look at to know the price of the skate deck?

A
The skate deck
B
The price tag
C
The bank
D
His savings
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Question 4408 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Why do bank notes often used as money?

A
They have an intrinsic value
B
They are durable
C
They are generally acceptable
D
They are portable
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Question 4409 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If a Credit Union earns a profit, who gets that money?

A
Members
B
Stockholders
C
The U.S. Government
D
The Federal Reserve
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Question 4410 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

To simply sign your last name on the back of a check.

A
engross
B
involve
C
undetermined
D
endorse
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