Banking General knowledge for Dena Bank – IBPS [TEST-6]

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G.K. Questions on Banking

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Question 4491 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Ishqina received a promissory note dated 12th February 2012 with a simple interest rate of 7.5%. The note will mature on 11th June 2012. After she kept the note for 75 days, she sold the note to a bank at a discount rate of 6.4% and received proceeds of RM 6,914.24. Find the term of the note.

A
120 days
B
4 months
C
121 days
D
4 months 1 day
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Question 4492 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

what are 3 high cost of financial services?

A
restrictions,location, direct deposits,
B
check deferral services, fees, location
C
smart cards, online banking, per check fee
D
check cashing outlets, automatic payments, special features
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Question 4493 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A business receives its bank statement showing the closing balance as Rs. 6,500 overdrawn. It is found that there were unpresented cheques amounting to Rs. 4,000 and uncollected cheques amounting to Rs. 1,500.

A
Rs. 1,000
B
Rs. 4,000
C
Rs. 9,000
D
Rs. 12,000
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Question 4494 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

How can you avoid spending more than what is in your bank account?

A
Check your bank statement once a month.
B
Ask your financial institution to notify you when you are close to $0 in your account.
C
Keep your own records to compare with your financial institution's records.
D
None of the above
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Question 4495 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which is more polite?

A
Can I have your name?
B
May I have your name?
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Question 4496 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The fastest type of endorsement is a blank endorsement because you don't write anything on the back.

A
True
B
False
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Question 4497 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Teachers do a lot of hard work but don't ..... much money

A
raise
B
gain
C
earn
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Question 4498 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Large-denomination CDs are ....., so that like a bond they can be resold in a ..... market before they mature.

A
nonnegotiable; secondary
B
nonnegotiable; primary
C
negotiable; secondary
D
negotiable; primary
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Question 4499 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

This E.O. invalidate all occupation deposits.

A
EO # 96
B
EO # 69
C
EO # 86
D
EO # 68
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Question 4500 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is paying for something with money that you borrow and must pay back, usually with interest?
A
Income
B
Credit
C
Interest
D
Lend
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