Banking Questions for Lakshmi Vilas Bank [TEST-6]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A non-performing asset is..... [SBI Bank 2013]
A
Money at call and short notice.
B
An asset that ceases to generate income
C
Cash balance in till
D
Cash balance with RBI
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Every Banking company is required to use the word Bank in its name and no company other than a Banking company can use the words Bank, Banker or Banking as a part of its name as per:
A
Section 7 of Banking Regulation Act
B
Section 7 of RBI Act
C
Section 7 of SEBI Act
D
Section 7 of Nationalization Act
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
FIU-IND is an independent body reporting directly to the Economic Intelligence Council (EIC) headed by-
A
President of India
B
NITI Aayog
C
Governor of RBI
D
Finance Minister
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Credit facility in Infrastructure finance companies is related to which of the following?
A
Equity
B
Shares
C
Infrastructures
D
Loan
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In which of the following accounts, you do not get interest?
A
Savings account
B
Current account
C
Both 1 and 2
D
None of the above
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which organisation functions as the authorised Bharat Bill Payment Central Unit?
A
State bank of India
B
ICICI Bank
C
NPCI
D
Reserve Bank of India
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
SHG Bank Linkage Programme, initially launched by
A
RBI
B
NABARD
C
SBI
D
RRBs
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is not an objective of financial sector reform in India?
A
Creating an efficient, productive and profitable financial sector industry
B
Preparing the financial system for increasing international competition
C
Opening the external sector in a calibrated fashion
D
Reducing the fiscal deficit
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the reason owing to which Government charges export duty on some export items?
A
To get benefit from high international prices
B
To improve the tax collection targets
C
It is as per the international practices.
D
To ensure the smooth availability of the items in India
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following are among the Credit Bureaus present in India?
A
Equifax
B
CRIF Highmark
C
Credit Information Bureau India Limited
D
All of the above
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