Banking Questions for IDBI Bank [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which among the following activities are not permitted to payments banks?
A
Remittance services
B
Issuing ATM cards
C
Issuing credit cards
D
Accepting demand deposits
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Sunil Mittal-driven Airtel Payments Bank integrated the UPI on its digital platform, allowing customer choice and convenience to facilitate secure digital payments. What is the meaning of "I" in UPI?
A
International
B
Industrial
C
Indian
D
Interface
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Name the country that has agreed to sign a trade deal with the United States and Mexico, revamping the North American Free Trade Agreement (NAFTA) after almost a year of negotiations.
A
France
B
India
C
Canada
D
Japan
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How many times has financial emergency been declared in India so far?
A
5 times
B
4 times
C
Once
D
Never
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
MCLR is the minimum interest rate, below which a bank is not permitted to lend. What is the full form of MCLR?
A
Marginal Cost of Funds based Lending Rate
B
Marginal Cost of Financial based Lending Rate
C
Marginal Cost of Funding based Lending Rate
D
Management Cost of Funds based Lending Rate
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which among the following bank has entered into an agreement for information utility services with the National E-Governance Services Limited (NeSL)?
A
Indian Overseas Bank
B
ICICI Bank
C
State Bank of India
D
Yes Bank
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The appointments of Banking Ombudsman will be carried out by which of the following?
A
Finance Ministry
B
RBI
C
Govt. of India
D
SEBI
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Consider the following statements:
  1. The first attempt to calculate National Income of India was made by Dadabhai Naoroji.
  2. The first scientific method to calculate national income of India was made by Professor VKRV Rao.
Which of the statements given above is/are correct?
A
Only 1
B
Only 2
C
Both 1 and 2
D
Neither 1 nor 2
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following in India formulates the fiscal policy?
A
Finance Commission
B
RBI
C
Ministry of Finance
D
Planning Commission
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As per the existing policy, the Cash Reserve Ratio (CRR) of scheduled banks is fixed at a certain percentage of their NDTL. What is full form of NDTL?
A
New Demand and Tenure Liabilities
B
Net Demand and Time Liabilities
C
National Deposits and Total Liquidity
D
Net Duration and Total Liquidity
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