Banking Questions for IDBI Bank [TEST-2]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
During which plan was the National Bank for Agriculture and Rural Development (NABARD) established to facilitate the rural credit and agricultural development?
A
Third Five Year Plan
B
Fifth Five Year Plan
C
Sixth Five Year Plan
D
Eighth Five Year Plan
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is full form of Forex?
A
Foreign Exemption
B
Foreign Exchange
C
Foreign Expert
D
Foreign Expansion
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
RBI has introduced Inflation Indexed Bond which have the locking period of:
A
5 years
B
10 years
C
15 years
D
20 years
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Consider the following statements:
  1. Umesh Chandra committee was set up by RBI to study the various issues relating to financial benchmarks.
  2. The committee has recommended change in determining money market benchmark.
  3. Ram Chandra committee was set up by SEBI to study the various issues relating to financial benchmarks.
Which of the statements given above is/are correct?
A
1 only
B
2 only
C
Both 1 and 2
D
only 3
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Under which section of the RBI Act 1934 the Ways and Means Advances is provided?
A
Section 3(15)
B
Section 6(3)
C
Section 21
D
Section 17(5)
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Banks usually collect penal rate of interest on..... for the premature withdrawal of fixed deposits?
A
Principal
B
Rate of interest
C
Minimum deposit amount
D
Maturity amount
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In insurance, IBNR claims is the amount owed by an insurer to all valid claimants who have had a covered loss but have not yet reported it. What is the meaning of "I" in IBNR?
A
Initial
B
Institute
C
Insurance
D
Incurred
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The debenture holders of a company are its.....
A
Employees
B
Debtors
C
Creditors
D
Partners
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The type of lease that includes a third party, a lender, is called as which of the followings?
A
Sale and leaseback
B
Leveraged lease
C
Direct leasing arrangement
D
Operating lease.
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which Bank and Hitachi Payment Services Pvt Ltd has launched their merchant-acquiring joint venture, SBI Payment Services Pvt Ltd (SBIPSPL) in Mumbai for establishing a digital payments platform for India and other countries in the region?
A
Indian Overseas Bank
B
Bank of Baroda
C
State Bank of India
D
United Bank of India
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