Banking Questions for United Bank of India – IBPS [TEST-8]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Where is the headquarters of Federal Bank located?
A
Kerala
B
Tamil Nadu
C
Gujarat
D
West Bengal
Bank exam Questions answers
Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As reported in various newspapers many banks have revised their interest rates on home loans, car loans and other such loans. Which of the following phenomenon prompted these banks to make such an upward revision in their interest rates? [UBOI 2008]
  1. RBI has revised the CRR and other such rates upward, which has created a liquidity crunch in the market.
  2. Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result banks have lost a huge amount of money in trading. Banks now want to recover that money by increasing their interest rates.
  3. Banks are in need of a huge amount of money, as they have to give revised pay to all its employees.
A
Only 1
B
Only 2
C
Only 3
D
All the above
Bank exam Questions answers
Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The society for world-wide inter-bank financial telecommunication (SWIFT)
A
was registered as a company in Belguim
B
is a bank-owned non-profit co-operative society
C
became operational in May 1977
D
None of these
GK (GENERAL KNOWLEDGE) Questions answers
Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Currently, banks claim that they have achieved 100% CBS. What are they referring to?
A
It means all their branches are technology driven with core banking solutions
B
It suggests complete banking services
C
It is an indication of customised banking services
D
All of the above
Biology Questions answers
Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
..... has appointed former IRDAI chief T.S. Vijayan as an additional director (Independent) for five years.
A
Yes Bank
B
UCO Bank
C
Bank of India
D
PNB
Aptitude Questions answers
Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
RBI, in consultation with the Government, has hiked the FPI investment limit in Central government securities (G-Sec) from 5% of outstanding stock now to 5.5% in FY2019 and..... in FY2020.
A
6.00%
B
5.90%
C
5.80%
D
5.70%
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
To further Broadband access in villages, the Government has proposed to set up..... wifi hotspots to provide net connectivity to five crore rural citizens.
A
five lakh
B
two lakh
C
four lakh
D
six lakh
Civics Test Questions answers
Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
IBAI was incorporated as a Company under Section 25 of the Companies Act, 1956. What is the meaning of "B" in IBAI?
A
Basel
B
Broadcasting
C
Board
D
Brokers
Aptitude test Questions answers
Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which scheme is available to people in the age group of 18 to 50 years having a bank account who give their consent to join/enable auto-debit?
A
PMVVY
B
PMJJBY
C
PMSBY
D
APY
Aptitude Questions answers
Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Life Insurance Corporation of India is an Indian state-owned insurance group and investment company headquartered in-
A
Hyderabad
B
Kolkata
C
Chennai
D
Mumbai
Aptitude test Questions answers
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