Banking Questions for Punjab & Sindh Bank – IBPS [TEST-5]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Union Government has unlocked green funds worth over Rs..... crore to increase the country's forest cover.
A
Rs 10, 000 crores
B
Rs 54, 000 crores
C
Rs 66, 000 crores
D
Rs 30, 000 crores
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Name the insurance company that has entered into a bancassurance deal with Vijaya Bank recently?
A
Aegon Life Insurance Company
B
IDBI Federal Life Insurance
C
Aviva India
D
Bajaj Allianz General Insurance
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
..... system of money transfer for transferring personal remittances from abroad to beneficiaries in India.
A
RTGS
B
NEFT
C
MTSS
D
AEPS
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
MDR is a fee charged from a merchant by a bank for accepting payments from customers through credit and debit cards in their establishments. MDR stands for-
A
Merchant Discount Ratio
B
Merchant Discount Rate
C
Merchant Discount Rating
D
Merchant Development Rate
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The financial results of banks and other organisations normally are expressed in quarters. What does $Q-1$ mean?
A
Results of January-March
B
Performance during April-June
C
Profits during July-September
D
The period when the profits are highest
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following cannot be called as a value Added Service offered by bank?
A
Special Accounts for poor sections of society
B
Accident Insurance Cover
C
Instant credit of outstations cheques
D
Free cheque books
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who issues Mutual Funds?
A
Asset Management Companies
B
SEBI
C
RBI
D
State Government
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The record of all economic transactions between the residents of a country and the rest of the world in a particular period is known as?
A
Balance in Current Account
B
Balance in Capital Account
C
Trade Settlements
D
Balance of Payments
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is a term not linked to banking and financial transactions?
A
Provision coverage ratio
B
Securitization
C
Credit default swap
D
Consolidation
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which was the first public bank to introduce credit cards?
A
ICICI
B
HDFC
C
Central Bank of India
D
SBI
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