Banking Questions for Oriental Bank of Commerce – IBPS [TEST-9]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following include the primary structure of the Mutual Funds?
A
Open-end funds
B
Unit Investment Trusts
C
Exchange traded Funds
D
All of the Above
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As per the reports published in various journals and newspapers, the small borrowers in rural areas still prefer to take informal route for their credit needs. Which of the following is the informal route of credit in the financial sector?
A
Credit cards
B
Loan against gold from financial institute
C
Debit cards
D
Money lender
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following scheme is related to Financial Inclusion?
A
AADHAR
B
AAY
C
Swabhiman
D
Swavalamban
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the maximum loan amount permitted under the Personal Loan in India?
A
Depends upon the income of the borrower
B
Maximum amount is such that EMI is not more than 40-50% of the monthly income.
C
Unlimited
D
Both A and B
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Additional deductions such as interest on home loan up to....., interest on education loans, National Pension Scheme contributions, medical insurance and medical expenditure on senior citizens etc, are also provided for in the Interim Budget 2019-20.
A
Rs. 4 lakh
B
Rs. 5 lakh
C
Rs. 2 lakh
D
Rs. 1 lakh
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In order to take care of the education and health care needs of Below Poverty Line (BPL) and rural families, The Budget proposes to increase the cess on personal income tax and corporation tax to..... percent from the present 3 percent.
A
3.5 per cent
B
4.5 per cent
C
4.0 per cent
D
5.5 per cent
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Interest payable on savings bank accounts is:
A
not regulated by RBI
B
regulated by Sate Governments
C
regulated by Central Government
D
regulated by RBI
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
..... is a state-owned investment fund that invests in real and financial assets such as stocks, bonds, real estate, precious metals, or in alternative investments such as private equity fund or hedge funds.
A
Development bonds
B
Insurance policies
C
Mutual funds
D
Sovereign wealth funds
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
"Where Service Is A Way Of Life" is the tagline of-
A
Oriental Bank of Commerce
B
Punjab & Sind Bank
C
Indian Overseas Bank
D
Punjab National Bank
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Basic Banking Services of a Bank include/includes.....
  1. Services relating to deposit accounts
  2. Remittance facilities
  3. Collection facilities.
A
Only 1
B
All the above
C
Only 2
D
Only 3
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