Banking Questions for Bharatiya Mahila Bank [TEST-8]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Which of the following documents is/are generally sought for Housing loan approval?
  1. Residence proof
  2. Latest salary slip
  3. Last 6 months bank statements
A
Only 1
B
Only 2
C
1 and 3
D
All the above
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Question 2 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Union Minister of Commerce & Industry and Civil Aviation, Suresh Prabhu, is leading the Indian delegation for the 6th Regional Comprehensive Economic Partnership (RCEP) Trade Ministers' Meeting which has concluded in-
A
China
B
Singapore
C
Malaysia
D
Japan
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Question 3 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
As we all know, the Bank Rate at present is fixed at 6% . What does it mean in context to the banking operations?
A
No bank will be able to give loan to any patron at a rate lower than the Bank Rate.
B
Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients.
C
Banks are required to invest 6% of their total capital on financial inclusion and inclusive banking operations.
D
Banks will be required to give 6% of their total deposits to the Govt. of India for meeting its Balance of Trade requirements.
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Question 4 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Which of the following is the objective of Financial Stability and Development Council?
A
To address inter-regulatory issues only
B
To focus on financial literacy only
C
To focus on financial inclusion only
D
All the above
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Question 5 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Which of the following acts govern the RBI functions?
A
RBI Act, 1934
B
Banking Regulation Act, 1949
C
Companies Act, 1956
D
Foreign Exchange Regulation Act, 1973
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Question 6 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Which of the following works is/are done by Credit Information Companies?
A
Collecting records of an individual's payments pertaining to loans
B
Maintaining records of an individual's payments pertaining to credit cards
C
Creating Credit Information Reports
D
All of the Above
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Question 7 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Which of the following organisations is known as the market regulator in India?
A
IBA
B
SEBI
C
AMFI
D
NSDL
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Question 8 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
SEBI has approved amendments to buyback and takeover regulations and changed the time for announcing the price band of initial public offering (IPO) from 5 to..... days recently.
A
10 days
B
9 days
C
7 days
D
2 days
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Question 9 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Treasury bills also called as T-bills are the part of.....
A
Unorganized Market
B
Capital Market
C
Money Market
D
Commodities Market
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Question 10 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
In the recent Union Budget 2014-15, Agriculture University will be set up in?
A
Haryana & Punjab
B
Uttar Pradesh & Bihar
C
Gujarat & Maharashtra
D
Andhra Pradesh & Rajasthan
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