Banking Questions for IDBI PO [TEST-1]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Non-Banking Financial Companies (NBFC) are registered under which act?
A
Companies Act, 1970
B
Companies Act, 1956
C
Companies Act, 1967
D
Companies Act, 1958
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In a Poverty Pyramid index, which of the following segments of population faces the highest poverty risk? [Corporation Bank 2011]
A
Formal Wage Employment
B
Informal Self-Employment: Employers
C
Regular Informal Wage Employment
D
Casual Informal Wage Employment and Domestic Work
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Nikkei index belongs to which of the following stock exchanges?
A
Tokyo
B
Beijing
C
New York
D
Bangkok
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
PMJDY offers unbanked persons easy access to banking services and awareness about financial products through financial literacy programmes. In addition, they receive a RuPay debit card, with inbuilt accident insurance cover of....., and access to overdraft facility upon satisfactory operation of account or credit history of..... months.
A
1 lakh, 6 months
B
7 lakh, 3 months
C
5 lakh, 4 months
D
3 lakh, 10 months
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is related to ATMs?
A
Branches of banks
B
manned counters of banks
C
Unmanned cash dispensers
D
None of these
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who amongst the following Padma Bhushan awardees is a famous banker?
A
Azim H Premji
B
Kapila Vatsyayan
C
Chanda Kochar
D
Waheeda Rehman
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A performance and credit rating scheme has been launched by the MSME Ministry to assess creditworthiness and capabilities of industries in the sector. What is it called?
A
Zero Defect Zero Effect Certification
B
Performance and Economy Rating Scheme
C
Performance and Credit Rating Scheme
D
None of the above
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which committee first time in India supported the concept of Insuring Deposits?
A
Rural Banking Deposit Committee
B
Urban Banking Enquiry Committee
C
Rural Banking Enquiry Committee
D
SBI Rural Banking Enquiry Committee
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Aam Aadmi Bima Yojana is a social security scheme introduced by the Government of India. The beneficiaries can apply for this scheme without any cost as the specified premium amount of..... is mutually shared by the Central and State Governments.
A
Rs 500
B
Rs 200
C
Rs 700
D
Rs 400
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Section 6(A) of B.R. Act has given the list of ancillary services which can be rendered by a Bank under the Banking Regulation Act. in the event that a Bank wants to undertake any other services (other than the list):
A
The bank can seek authority from the RBI
B
Board of directors of that Bank can decide the business suitable to the bank
C
It can be decided by the Bank in the shareholders meeting
D
Bank can do so if that business is notified by the Central Government as the lawful business of a Banking company
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