Banking Questions for Vijaya Bank – IBPS [TEST-3]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which Bank has launched three innovative information technology (IT) products named VPAYQWIK, Vijaya *99# and V-eConnect+?
A
Vijaya Bank
B
Bank of India
C
Indian Bank
D
Allahabad Bank
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the drawee bank in respect of a cheque?
A
The payee's bank
B
The bank which collects the cheque
C
The bank on which the cheque is drawn
D
The endorsee's bank
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As we all know, banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called?
A
statutory liquidity ratio
B
cash reserve ratio
C
bank deposit
D
reverse repo
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Companies declare dividends based on their financial performances/results. However, dividends at times remain unclaimed even after considerable length of time. What happens to such amounts?
A
Respective companies take it to their reserve account
B
The unclaimed amount is distributed among the other share holders the next year
C
Transferred to the Consolidated Fund of India
D
Transferred to Investors Education and Protection Fund
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Parliament was passed Insurance Laws (Amendment) Bill, 2015. The amendment bill hikes Foreign Direct Investment (FDI) cap in the insurance sector to..... percent from present 26 percent.
A
49%
B
40%
C
64%
D
75%
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In the context with Investment what are A, AA+ and AAA?
A
Stock exchange Index
B
Credit ratings
C
Market stability Index
D
Profit equity Index
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which one of the following is the correct sequence of contribution to gross domestic product in India by the various sectors of the economy in last 10 years?
A
Agriculture-Industry-Service
B
Agriculture-Service-Industry
C
Service-Agriculture-Industry
D
Service-Industry-Agriculture
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Industrial Development Bank of India (IDBI) was established in 1964 by an Act to provide credit and other financial facilities for the development of the fledgling Indian industry. IDBI Bank is a-
A
Private Sector Bank
B
Nationalized Bank
C
Public Sector Bank
D
Small Finance Bank
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In the context of liberalization and globalization.....
  1. Planning has no role to play
  2. Planning has an indicative role
  3. Planning has a role to play in providing safety net for the poor
A
Only 1
B
2 and 3
C
Only 2
D
All the above
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The names of which of the following rates/ratios cannot be seen in financial newspapers? [Corporation Bank 2011]
A
Bank Rate
B
Repo Rate
C
Statutory Liquidity Ratio
D
Pulse Rate
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