Banking Questions for RBI Officer Grade B [TEST-6]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How would you differentiate between a post office savings account and a savings bank account?
A
There is no cheque facility with post office savings accounts
B
There is no ATM of post offices
C
Banks can pay interest at rates decided by them while post offices have fixed rate of interest as decided by the government
D
Pass books are not issued by post offices
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Nationalised banks have been permitted to offer their equity shares to the public to the extent of 49% of their capital as per amendments made in 1994, in
A
Banking Regulation Act, 1949
B
Banking Companies (Acquisition and Transfer of Undertakings) Acts 1970/1980
C
RBI Act, 1935
D
Nationalisation of Banks Act, 1980
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The profit on interest charged on the hire purchase should appear in the profit and loss account in what manner?
A
The interest charged in that period only should be included
B
Interest should be apportioned in proportion to the repayment totals
C
The total interest levied should be divided equally over the total period the for purchase agreement
D
Interest should instead be capitalised on the balance sheet
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which section of the RBI Act allows the RBI to form rules regarding the exchange of damaged and imperfect notes?
A
17
B
21
C
28
D
42(1)
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
ARC ratings is a joint initiative between which of the following?
A
Sociedade de Avaliacao Estrategica e Risco, Lda of Portugal
B
Credit Analysis and Research Limited (CARE) of India
C
Global Credit Rating Company Limited (GCR) of South Africa
D
All of the Above
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is an apex financial institution for housing?
A
AIFI
B
NHB
C
DFI
D
SIDBI
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the Central Bank of the country?
A
RBI
B
SBI
C
RRB
D
NABARD
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following give finance to young, start-up companies?
A
Venture capital firm
B
Finance company
C
Small-business finance company
D
Capital-creation company
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Nobel laureate Muhammed Yunus belongs to which of the following countries? [Allahabad Bank 2011]
A
Sri Lanka
B
Pakistan
C
Maldives
D
Bangladesh
GK (GENERAL KNOWLEDGE) Questions answers
Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is not a subsidiary of Reserve Bank of India?
A
Bharatiya Reserve Bank Note Mudran Private Limited
B
NABARD
C
State Bank of India
D
National Housing Bank
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