Banking General knowledge for Vijaya Bank – IBPS [TEST-9]

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G.K. Questions on Banking

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Question 5721 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is a benefit to the customer of mobile banking?

A
Cheaper staffing costs
B
Lower operating costs
C
Smaller number of bank branches
D
Wider access to banking services
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Question 5722 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

..... is a national savings scheme, providing basic financial security for retirement

A
Socso
B
EPF
C
Insurance companies
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Question 5723 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A service many banks offer to enable you to pay your bills electronically, without writing and mailing checks to pay for loans, utilities, etc.

A
minimum balance
B
money orders
C
online bill-pay
D
outstanding
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Question 5724 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Monthly statement fee, per check fee, and Debit card (ATM) fee are examples of what?
A
Charges
B
Credits
C
Service Fees
D
Debits
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Question 5725 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

trust funds are used to -(you many tick more than one option)

A
financial concessional lending
B
debt relief to high income countries
C
correctchoice debt relief to low income countries
D
spend on any purpose
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Question 5726 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A check register is a record of all your deposits, checks written, and withdrawals in your account.
A
True
B
False
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Question 5727 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Money in the United States is which type of money?

Bank exam interview questions answers
A
fiat money
B
representative money
C
commodity money
D
speculative money
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Question 5728 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is a service that allows customers to perform banking activities using the Internet?
A
ATM (automated teller machine)
B
Safe deposit box
C
Online banking
D
Debit card
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Question 5729 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What category do Private Financial Institutions fall under?
A
Goods and Services
B
Public Goods and Services
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Question 5730 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A bank charges a monthly service fee of $12 for a checking account and $1.50 for each check you write. Which equation would help you figure out how many checks you wrote if you paid $24 last month?
A
36= 1.50x
B
1.50x + 12 = 24
C
24+1.50x =12
D
36+1.50x = 24
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