Banking General knowledge for IBPS Clerk (CWE Clerical) [TEST-7]

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G.K. Questions on Banking

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Question 1261

Which of the following statements about investing is TRUE?

A
On average, putting money in a savings account earns a higher return than investing money in the stockmarket.
B
Investing is riskier than putting money in a savings accounts.
C
Investing is best for short-term financial goals.
D
Investing is a guaranteed way to make money.
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Question 1262
How many Valance electrons does Iodine Have?
A
6
B
16
C
7
D
17
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Question 1263

Central banking and merchant banking both involve the provision of financial service and advice.

A
True
B
False
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Question 1264

Looks like a credit card, however, money is immediately deducted from your bank account.

A
Debit Card
B
Money Order
C
Reloadable Card
D
Credit Card
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Question 1265
What happened with the recharter bill?
A
Jackson approved it
B
Jackson vetoed it
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Question 1266

You can easily carry money in a pocket or a purse. This reflects what CHARACTERISTIC of money?

A
durability
B
legal tender
C
divisibility
D
portability
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Question 1267

A major difference between banks and credit unions are that credit unions are not for profit.

A
FALSE
B
TRUE
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Question 1268
We are planning to go on vacation next summer, so I transfer money every month to my ..... account.
A
Discretionary Expense
B
Checking
C
Savings
D
Variable Expense
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Question 1269

What is the definition of Debt?

A
Written financial plan to manage income, expenses and savings.
B
The amount of money in your account that you can use or withdraw.
C
An act of taking money out of an account.
D
something that is owed or that one is bound to pay to or perform for another.
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Question 1270

Ringgit and foreign currency deposits are separately protected if they are placed in the same bank.

A
True
B
False
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