Banking Questions for Indian Overseas Bank – IBPS [TEST-1]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Savings account with zero balance can be opened for?
A
Persons of high net worth
B
Employees of IT companies
C
financial Weaker sections of society
D
Companies
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Most favourable portfolio is proficient portfolio with which of the following?
A
lowest risk
B
Highest risk
C
Highest utility
D
Least investment
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Rivigo, a homegrown logistics start-up that owns as well as acts as an aggregator of trucks, is tying up with YES Bank, IDFC, and 10 other financial institutions to make cheaper funds available to truck owners and operators on its platform. The funds will be available at an interest rate of-
A
2-3 percent per month
B
1-2 percent per month
C
3-4 percent per month
D
4-5 percent per month
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The first Board of Governors meeting of the BRICS New Development Bank was held in..... on July 7, 2015, where the Bank formally came into existence as a legal entity.
A
Brazil
B
Russia
C
South Africa
D
India
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The FTSE Straits Times Index (STI) is a capitalisation-weighted stock market index that is regarded as the benchmark index for the..... stock market.
A
Australia
B
South Africa
C
Canada
D
Singapore
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Holidays for the Banks are declared as per .
A
Reserve Bank Act
B
Banking Regulation Act
C
Negotiable Instruments Act
D
Securities and Exchange Board of India Act
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
There is frequent reference to CDR when nonperforming accounts of banks are discussed. What is the full form of CDR?
A
Corporate Default Regulations
B
Corporate Debt Restructuring
C
Corporate Debt Regulations
D
Civil Debt Regulations
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Basel-II norms are associated with sector.
A
Banking
B
Insurance
C
Share
D
All of the above
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Money deposited with the bank becomes a debt due
A
from the banker
B
from the customer
C
to the customer
D
Either A and B
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
As per the direction of RBI on 29 October 2013, the banks can pay rate of interest on Fixed deposits'?
A
At intervals shorter than quarterly intervals also
B
Pay on quarterly basis alone
C
On half yearly basis only
D
As per the direction of government of India
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