Banking General knowledge for Indian Bank – IBPS [TEST-10]

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G.K. Questions on Banking

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Question 4651 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
SPGRS means
A
Standardized Public Grievances Refinement System
B
Standardized Portal for Grievances Refinement System
C
Standardized Portal for Grievances Redressal System
D
Standardized Public Grievances Redressal System
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Question 4652 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

A consequence of having bad credit is that you pay higher interest rates on loans.

A
True
B
False
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Question 4653 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

A credit card .....

A
uses your money
B
uses borrowed money
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Question 4654 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Which is(are) the core banking function(s) of RBI?

A
Monetary Policy
B
correctchoice Bank Supervision and Regulation
C
correctchoice Overseeing the Payments System
D
correctchoice developing the financial markets
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Question 4655 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

What does "Bouncing" mean

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A
The act of jumping up and down
B
A trampoline
C
There is not enough money in the account
D
When someone adds value to a check
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Question 4656 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

able to be managed, controlled, or accomplished without great difficulty

A
MANAGEABLE
B
HYPOTHESIS
C
OCCASION
D
DILEMMA
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Question 4657 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

The fee charged by a financial institution when you borrow money

A
deposit
B
withdraw
C
interest
D
loan
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Question 4658 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Besides Mickey, there are many other famous mice in Disney animated films. Which of the following is NOT one of them?
A
Gus
B
Bianca
C
Basil
D
Oliver
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Question 4659 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

The objective of ..... is to guarantee cash payment and benefits in kinds to employees and their dependants in the event of a contingency

A
Socso
B
EPF
C
Insurance companies
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Question 4660 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

When using electronic cards to purchase items, funds $ are taken from the customers account and sent to the seller's (grocerer's) account . This process in known as:

A
Stock Control
B
Credit Transfer
C
EFT
D
PIN
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