Banking General knowledge for Bank of Baroda [TEST-4]

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G.K. Questions on Banking

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Question 2431

When selecting a bank, you should consider , (check all that apply)

A
Credit worthiness
B
direct deposit
C
correctchoice bill pay
D
you like the workers
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Question 2432
Businesses & households provide government with...Bank exam interview questions answers
A
taxes
B
sales
C
private goods & services
D
interest
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Question 2433

PIN stands for

A
Portable identification number
B
Permanent identification number
C
Personal identification number
D
none of above
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Question 2434

The maximum amount of money a creditor will lend you is called

A
a stream of credit
B
a line of credit
C
a string of credit
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Question 2435

What is the role of a loan officer?

A
To give loans to people
B
To create savings accounts
C
To make sure that people are given loan based on their ability to pay it back
D
To take loans from customers
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Question 2436

The short lines above and below the staff are called

Bank exam interview questions answers
A
Rests
B
Notes
C
Staff
D
Ledger Lines
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Question 2437

Banks earn profits by selling ..... with attractive combinations of liquidity, risk, and return, and using the proceeds to buy ..... with a different set of characteristics.

A
loans; deposits
B
securities; deposits
C
liabilities; assets
D
assets; liabilities
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Question 2438

..... is a bank that, among other things, can lend money to other banks.

A
Congress
B
Central Bank
C
Department of the Interior
D
National Bank
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Question 2439
How many counts does this rest get?Bank exam interview questions answers
A
2
B
4
C
1
D
3
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Question 2440

Emilio borrows $1200 from a bank with 8% simple interest per year. How much will he have to pay back total in 2 years? (I=prt, then add I to p to get the answer)

A
$150
B
$192
C
$1,350
D
$1392
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