Banking General knowledge for Punjab & Sindh Bank – IBPS [TEST-12]

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G.K. Questions on Banking

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Question 5031 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A type of check which may be used for setting the needed amount and two signatories will have to sign it is called .....

A
commercial check
B
personal check
C
postdated check
D
returned check
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Question 5032 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the minimum reserve requirement for banks?
A
1%
B
5%
C
10%
D
33%
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Question 5033 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following is NOT a benefit of using a digital wallet?

A
Accepted by anyone and every store
B
Quick and fast transactions
C
Easy, free and no internet connection required
D
Setup is easy. You are able to link payment cards in your wallet app
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Question 5034 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Bank exam interview questions answers
A
29 remember to check off the clues
B
-15 remember to check off the clues
C
15 remember to check off the clues
D
-29 remember to check off the clues
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Question 5035 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

a written order for the bank to pay a specific amount to a person whom the item is written

A
check
B
money order
C
deposit slip
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Question 5036 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

8 or 9 digit number found on your check in the bottom left corner - used to identify a given banking instution is the definition for...

A
Account Number
B
Routing Number
C
Transit Number
D
Work Number
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Question 5037 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If you don't have enough money to pay your bills, you...

A
get a loan.
B
get a refund.
C
splashes out.
D
get into debt.
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Question 5038 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Where did Beth put her money?

A
She put it in the bank.
B
She put it in a jar.
C
She put it in her pocket.
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Question 5039 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Type of savings plan that requires a high minimum balance and pays variable interest rate.

A
Regular Savings Account
B
Checking Account
C
Money Market
D
Debit Card
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Question 5040 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Taking money out of an account is called a...

A
deposit
B
loan
C
interest
D
withdrawal
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