Banking General knowledge for Bharatiya Mahila Bank [TEST-7]

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G.K. Questions on Banking

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Question 5941 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is a machine that allows bank customers to deposit or withdraw money without visiting their bank?
A
ATM (automated teller machine)
B
Safe deposit box
C
Credit card
D
Certificate of deposit (CD)
Question 5942 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What do we call the action of placing in a bank for safekeeping?

A
Savings account
B
Payee
C
Drawing
D
Deposit
Question 5943 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
This action includes deposits or additions to your accounts.
A
Credit
B
Debit
C
Loan
D
Withdrawal
Question 5944 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The lowest amount of money you need to maintain your account to avoid a fee is the .....

A
principal balance
B
minimum balance
C
annual fee
Question 5945 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What banks and other financial institutions charge to maintain your account, provide you with a debit card, etc.

A
ending balance
B
endorsing a check
C
fee-free debit cards
D
fees
Question 5946 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Your friend Madison is saving for a cruiseship vacation she intends to take in july 2018. The cost of the trip is $5000. She has been saving $250 per month and has now accumulated $5000 in her regular savings account. Where do you advise Maddy to move her money??? Bank exam interview questions answers
A
Madison should leave her money in the regular savings account. It's protected by the FDIC up to $250k
B
Maddy's bank offers a Monney Market account with a minimum balance of $5,000. Money market checking offers a better rate of return than regular savings.
C
Series EE Bonds make the most sense in her case. She'll pay a penalty when she redeems the bonds but no biggie.
D
Maddy should buy a Certificate of Deposit(CD) for 3 years. She will earn a better rate of return for each year it's deposited.
Question 5947 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
To use a debit card or ATM safely, sign the card and write.....
A
your name
B
nothing
C
See I.D
D
parent's name
Question 5948 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If the final balance in the bank reconciliation statement is Rs. 5600 Dr, the opening balance in the bank account is Rs. 2100 Dr, the amount of payments during the month is Rs. 22400 and the amount of outstanding deposits is Rs. 300, the amount of receipts during the month is:

A
Rs. 25900
B
Rs. 14700
C
Rs. 18900
D
Rs. 14400
Question 5949 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Profit

A
Bank
B
Credit Union
C
Both
Question 5950 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
require three or more years to achieve.
A
Opportunity Cost
B
Short Term Goals
C
Medium Term Goals
D
Long Term Goals
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