Banking General knowledge for NICL AO [TEST-12]

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G.K. Questions on Banking

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Question 2991 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The early growth of merchant banking in the country is assigned to the

A
Foreign exchange regulations act 1973
B
fema
C
Income tax act
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Question 2992 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

----is one which has been classified as NPA for a period not exceeding 12 months.

A
Standard asset
B
Substandard assets
C
Loss assets
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Question 2993 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

During inflation

A
Central bank must reduce bank rate
B
Must reduce reverse repo rate
C
Must sell Government bonds
D
Must reduce SLR
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Question 2994 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Maintaining a good credit history by spending wisely and paying bills in a timely manner is beneficial to the consumer. Which combination of statements below list benefits of maintaining a good credit score?
1) People with good credit history have more financial options.
2) People with good credit history can get better interest rates on loans.
3) People with good credit history have better credit scores.
4) People with good credit history can borrow any amount of money.
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A
All statements list benefits of maintaining a good credit history.
B
Only statements 1, 3, and 4 list benefits of a good credit score.
C
Only statements 1, 2, and 4 list benefits of a good credit history.
D
Only statements 1, 2, and 3 list benefits of a good credit history.
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Question 2995 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Name 2 types of ID that the bank will accept when you are opening a bank account.

A
report card and Lowe's card
B
drivers license and birth certificate
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Question 2996 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is happening at D-E?Bank exam interview questions answers
A
A liquid is boiling.
B
A liquid is freezing.
C
A solid is melting.
D
A liquid is increasing in temperature.
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Question 2997 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Zack has endorsed a check by writing "For deposit only" above his signature. This is a

A
restrictive endorsement.
B
blank endorsement.
C
full endorsement.
D
special endorsement.
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Question 2998 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Items already recorded in the cash at bank account but not in the bank statement:

A
Cheque not yet presented
B
Direct payment
C
Direct deposit
D
correctchoice Cheque not yet credited
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Question 2999 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
True or False: There are four steps to opening a checking and savings account?
A
True
B
False
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Question 3000 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Currency should be portable. This means:

A
You can carry it easily.
B
It was originally designed in a port.
C
It is either rectangular or circular.
D
It is made out of paper.
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