Banking Questions for Union Bank of India – IBPS [TEST-6]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Allahabad Bank is a nationalised bank with its headquarters in Kolkata, India. What is the tagline of Allahabad Bank?
A
A Tradition of Trust
B
Empowering Women, Empowering India
C
Together we can
D
Prosperity for all
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
According to the World Bank report, India will retain its position as the world's top recipient of remittances in 2018 with its diaspora sending a whopping..... back home.
A
USD 93 billion
B
USD 72 billion
C
USD 100 billion
D
USD 80 billion
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In union budget 2018-19, exemption of interest income on deposits with banks and post offices are proposed to be increased from Rs. 10, 000 to-
A
Rs. 40, 000
B
Rs. 50, 000
C
Rs. 60, 000
D
Rs. 20, 000
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following types of accounts are known as "Demat Accounts"?
A
Zero Balance Accounts
B
Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there
C
Accounts in which shares of various companies are traded in electronic form
D
Accounts which are operated through internet banking facility
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which among the following defines a non performing asset?
A
In a loan account, the principal due has not been paid for more than ninety days
B
In a loan account, the interest due has not been paid for more than ninety days
C
Both A and B
D
Assets that have not been commented upon by the bank auditors
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Name the Bank which has launched SIMsePAY, a unique innovation that allows any account holder to do money transfers, pay utility bills and other mobile banking services, without the need for smartphones or internet.
A
State Bank of India
B
HDFC Bank
C
ICICI Bank
D
Yes Bank
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In its latest report (October 2018), the International Monetary Fund (IMF) projected India's growth rate for year 2019 at.....
A
7.50%
B
7.30%
C
7.4%
D
8.10%
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The employees pension plan in which the employees contribute a portion of earning into the fund is classified as?
A
cash balance plans
B
early retirement window
C
deferred profit sharing plan
D
savings and thrift plan
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the minimum tenure of gold deposits under Gold Monetization Scheme, 2015?
A
Five year
B
Two year
C
One year
D
Three year
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Financial inclusion is a programme of the government to cover the maximum population with bank accounts. What is the current coverage approx (As on May 2018)?
A
25%
B
15%
C
40%
D
80%
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