Banking General knowledge for United Bank of India – IBPS [TEST-9]

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G.K. Questions on Banking

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Question 5601 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The percentage rate used to calculate interest
A
percentage
B
rate of return
C
interest rate
D
interest accrual
English grammar Questions answers
Question 5602 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

In institution that accepts deposits and makes loans is:

A
a bank
B
an insurance company
C
a paycheck cashing company
D
a loan shark
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Question 5603 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
to put money $$ in the bankBank exam interview questions answers
A
WITHDRAWAL
B
DEPOSIT
C
INVEST
D
WRITE A CHECK
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Question 5604 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The Central Bank can print money whenever they want.

A
TRUE
B
FALSE
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Question 5605 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following are not included as activities or services that the Islamic Development Bank do?

A
Assist member countries in the development of their infrastructure when called upon through interest free loans
B
Provide adequate aid when natural disaster or a calamity has affected the member countries
C
Contribute in the establishment of supporting infrastructure organizations for the Islam banking and finance industry
D
Provide multilateral finance and commercial banking services for the public in order to enhance product development in Islamic banking
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Question 5606 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the impact of repo rate

A
Reduction in inflation and decreasing the liquidty
B
Increase in inflation and increase in the liquidty
C
Increase in inflation and decrease in the liquidty
D
No Changes
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Question 5607 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

(8114) When repairing a small hole on a metal stressed skin, the major consideration in the design of the patch should be

A
a. the shear strength of the riveted joint.
B
b. to use rivet spacing similar to a seam in the skin.
C
c. that the bond between the patch and the skin is sufficient to prevent dissimilar metal corrosion.
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Question 5608 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How you spend money and pay your debts can have a positive or negative effect on your credit score. Which statement below describes situations that will affect your credit score in a positive way?Bank exam interview questions answers
A
You have only a couple of credit cards that you pay off each month.
B
You have lots of credit cards with high balances and you pay only the minimum monthly payment.
C
You pay some of your bills on time and some late.
D
You own your home and usually make payments on time, but sometimes you pay late.
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Question 5609 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

An advantage of having a savings account is that the funds are immediately available when I need them.

A
true
B
false
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Question 5610 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

This machine is required to read the information stored on a cheque.

A
Barcode scanner
B
OCR
C
OMR
D
MICR
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