Banking General knowledge for Bank of Baroda [TEST-1]

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G.K. Questions on Banking

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Question 2401 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Name the institute which performs the functions of clearing house in the commercial banking system?

A
government of India
B
state government
C
ministry pf finance
D
reserve bank of India
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Question 2402 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Please select core value and type behaviour based on below situation (you can select 1 core value and 1 behaviour)

Challenging unethical or dishonest behaviour and attitudes

A
Integrity
B
customer centricity
C
Excellence
D
correctchoice Confirming behaviour
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Question 2403 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The central banking system in the united states that sets monetary policy.

A
Federal Reserve
B
Navy Federal
C
SunTrust Bank
D
U.S. Treasury
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Question 2404 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is debit card ?

A
It is a card which carried prepaid balance
B
It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account
C
It is a card which can be used for withdrawing cash or making payment if there is balance in the account
D
It is a card issued by Rating Agency
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Question 2405 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is NOT one of the most important things to look for when deciding on a checking account?
A
Free ATMs (or reimbursements)
B
High Interest Rate
C
No monthly fees
D
Free custom checks
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Question 2406 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following customers is a bank most likely to grant a full loan to?

A
A medium risk customer
B
A low risk customer
C
A high risk customer
D
All of the above
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Question 2407 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Choose the right answer:

Jane ..... very tired. Don't you think?

A
is looking
B
is seeming
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Question 2408 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of these fees would likely be the highest

A
Overdraft fee
B
Account transfer fee
C
Monthly service fee
D
ATM fee
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Question 2409 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

the amount of money required to be held in an account to receive a higher interest rate.

A
Minimum Balance
B
quarterly
C
fee
D
Direct deposit
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Question 2410 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is obtaining cash from an ATM similar to?

A
Writing a check
B
Using credit
C
Shopping online
D
Online banking
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