Banking General knowledge for Oriental Bank of Commerce – IBPS [TEST-10]

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G.K. Questions on Banking

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Question 4891 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What are the three uses of money?

Bank exam interview questions answers
A
medium of exchange, unit of account, store of value.
B
medium of exchange, unit of account, amortization.
C
medium of exchange, unit of account, inflation.
D
medium of exchange, unit of account, capacity.
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Question 4892 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What describes overdrafts the best?

A
When you go into the negative amount (deficit) in your bank account
B
When you go into the negative amount (surplus) in your bank account
C
When you spend too much money at once
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Question 4893 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Money demand for speculative motives are influence by.....

A
money supply.
B
rate of interest.
C
level of income.
D
general price level.
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Question 4894 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
How often should you check your transaction history (on-line banking)?
A
At least every week
B
At least every hour
C
At least every 2 days
D
At least once a month
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Question 4895 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A card issued by a financial company giving the holder the option to borrow funds. The borrower must pay interest usually beginning one month after a purchase is made.
A
Debit Card
B
ATM Card
C
Credit Card
D
Gift Card
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Question 4896 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Aidan had a dream that he found a treasure chest. Inside the treasure chest, there were 3 quarters, 1 dime and 2 nickels. How much money did Aidan find in his dream?
A
$0.90
B
$0.76
C
$0.95
D
$0.73
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Question 4897 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is money borrowed that must be repaid, usually with interest?
A
Loan
B
Check
C
Checking account
D
Debit card
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Question 4898 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Most traditional financial organizations will not cash a check unless you have an account with them.

A
True
B
False
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Question 4899 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is this?

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A
The Wheel of Brisbane
B
The Circle of Brisbane
C
The Ride of Brisbane
D
The Ring of Brisbane
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Question 4900 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

How much interest would be earned if Jake from State Farm deposited a $2,000 check into a savings account with a 2% interest rate for 6 months?

A
$40
B
$20
C
$240
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