Banking General knowledge for RBI Officer Grade C [TEST-7]

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G.K. Questions on Banking

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Question 1621 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What does startled mean

A
To get disturbed or agitated suddenly by alarm.
B
Ordinary
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Question 1622 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What is the definition of Loan?

A
A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
B
A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
C
Written financial plan to manage income, expenses and savings.
D
The amount of money in your account that you can use or withdraw.
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Question 1623 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

define rent to own programs

A
allow consumers to get a cash advance on their next paycheck. However, these short-term loans are very expensive. A $200, two-week advance may cost over $30 (with annual costs exceeding $900).
B
offer an opportunity to obtain home entertainment systems or appliances for a small weekly fee. However, the amount paid for the item usually far exceeds the cost if the item were bought on credit.
C
charge very high interest for loans based on the value of tangible assets (such as jewelry or other valuable items).
D
allow customers to obtain cash and conduct banking transactions; some ATMs sell bus passes, postage stamps, gift certificates, and mutual funds.
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Question 1624 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

It is an advanced technology deposit to lessen lobby queue and eliminate bank charges for inter-branch deposits.

A
on-line deposit
B
on-site-electronic deposit
C
transfer cash deposit
D
deposit in transit
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Question 1625 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A(n) .....account limits the number of withdrawals in exchange for a higher interest rate.
A
Money Market
B
Home Equity
C
Savings
D
Checking
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Question 1626 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which are examples of environmental features of South Bank? (there is more than one answer)

A
the river
B
correctchoice the animals
C
correctchoice the garden
D
Subway
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Question 1627 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Please select core value and type behaviour based on below situation (you can select 1 core value and 1 behaviour)

Accepting personal, financial and non financial favours from customers

A
Customer centricity
B
Excellence
C
Integrity
D
Confirming behaviour
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Question 1628 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Plastic card used to deduct money from a checking account almost immediately to pay for purchases.

A
Debit card
B
Credit card
C
Gift card
D
Charge card
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Question 1629 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Why do we preheat ovens?

A
To make the food cook fast
B
To ensure the safety
C
To make sure the cooking time is not extended
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Question 1630 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Two types includes mutual savings and loan associations and stock savings and loans association

A
credit unions
B
savings and loans associations
C
commercial banks
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