Banking General knowledge for Indian Overseas Bank – IBPS [TEST-11]

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G.K. Questions on Banking

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Question 4781 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which type of bank account typically offers the least (if any) interest?

A
Checking account
B
Savings account
C
Money market account
D
Certificate of deposit
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Question 4782 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following are perks of using a credit card?

A
Balance Transfer
B
Cash Back Rewards
C
Foreign Currency Transactions
D
All answers are correct
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Question 4783 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
This word means to match your checkbook balance with the bank statement balance.
A
Outstanding check
B
Reconcile
C
Overdraft
D
Outstanding deposit
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Question 4784 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

1 of 3 functions of money allowing people to preserve value for future use.

A
Store of value
B
Divisibility
C
Portability
D
Measure of value
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Question 4785 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

to join together to do or achieve something

A
unite
B
nuisance
C
thorough
D
keen
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Question 4786 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Checks that have been but not returned to the bank for payment are called
A
cancelled checks
B
overdrafts
C
outstanding checks
D
ATM withdrawals
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Question 4787 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

RBI stands for.....

A
regulatory bank of India
B
Reserve bank of India
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Question 4788 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What three major religions have their origins in the Middle East?
A
Islam, Hinduism, Buddhism
B
Judaism, Christianity, Islam
C
Judaism, Christianity, Hinduism
D
Buddhism, Shintoism, Hinduism
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Question 4789 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The simple interest formula is I=Prt. The P represents the principal. What is PRINCIPAL in an economic sense?

A
the amount of money borrowed or deposited
B
the percent interest for his year
C
the head administrator of a school
D
the amount the bank owes you for being a customer at their bank
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Question 4790 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which is more polite?

A
I would like to transfer some money.
B
I want to transfer some money.
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