Banking Questions for Indian Overseas Bank – IBPS [TEST-2]

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What are benefits of Financial Market Infrastructures?
A
purposes of clearing
B
ecording payments
C
financial transactions
D
all of the above
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Who took over as the fourth Deputy Governor of the Reserve Bank of India (RBI) during July 2014?
A
Subhash Sheoratan Mundra
B
Dr. Subir Gokarn
C
Anand Sinha
D
Urjit R. Patel
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which Bank and Bajaj Allianz General Insurance have signed an agreement for the distribution of insurance products through the branches?
A
Axis Bank
B
Punjab National Bank
C
Indian Bank
D
Bank of Baroda
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The network for common data communication for Banks and Financial Institutions launched by RBI is.....
A
INTERNET
B
INFINET
C
SWIFT
D
BANKNET
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Lending to Micro Finance Institutions by banks is considered as finance to
A
Non priority sector
B
priority sector
C
commercial sector
D
Agriculture sector
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The term ATM stands for which of the following?
A
Automatic teller machine
B
Automated teller mechanism
C
Automated teller machine
D
None of the above
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
PIN stands for which of the following?
A
Permanent Identity Number
B
Portable Identification Number
C
Permanent Identification Number
D
Personal Identification Number
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Reserve Bank of India Governor Urjit Patel has resigned. He was..... governor of RBI.
A
44th
B
25th
C
46th
D
24th
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Tier-1 capital of banks does not include.....
A
Paid-up capital
B
Revaluation reserves
C
Statutory reserves
D
Investment fluctuation reserves
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Retirement fund body Employees' Provident Fund Organisation (EPFO) has reduced the interest rate on deposits to..... for 2017-18 from 8.65% for 2016-17.
A
8.35%
B
8.40%
C
8.45%
D
0.0855
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