Banking General knowledge for Bank of Maharashtra – PGDBF Manipal university [TEST-10]

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G.K. Questions on Banking

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Question 4051 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The Function of the Central bank that helps the government to get a loan is

A
the governments bank
B
governments' advisor
C
managing government borrowing
D
bankers bank
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Question 4052 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

The right of set-off customers account can be exercised only by a-----

A
Creditors
B
Debtors
C
Banker
D
Customer
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Question 4053 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A check that has been written, but not yet received and paid by the bank.

A
Outstanding check
B
Stale check
C
Cleared check
D
Bad check
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Question 4054 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If I wanted to place a Case-by-Case hold on a $500 check that our customer received from a family member, how much of the deposit could I place a 2-day hold on?

A
$200
B
$300
C
The full $500
D
You can't place a case by case hold on this deposit.
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Question 4055 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

who is the present governor of RBI?

A
Urjit Patel
B
Nirmala Sitharaman
C
Shaktikanta Aas
D
Raghuram Rajan
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Question 4056 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

MONEY IS THE CURRENT MEDIUM OF EXCHANGE IN THE FORM OF COINS AND BANKNOTES; COINS AND BANKNOTES COLLECTIVELY.

A
True
B
False
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Question 4057 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Cheque is a ..... instrument

A
Paper
B
Money alternative
C
Negotiable
D
All the Above
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Question 4058 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Why is it so important to have a checking account?

A
Without a checking account, you are unable to cash your paycheck or pay your taxes
B
A checking account facilitates the rest of financial life by making your money available when and where you need it while also keeping it safe
C
Opening a checking account is the only way to gain access to a savings account, which is essential if you want to make money by investing
D
Opening a checking account is the first step in building your credit history, which you will need in order to receive loans, scholarships, and grants for college
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Question 4059 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

How would you change an interest rate of 1.2% to a decimal?

A
1.2
B
0.12
C
0.012
D
0.0012
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Question 4060 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of these is the most liquid asset? Bank exam interview questions answers
A
Checks
B
Property
C
Cash
D
Credit
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