Banking General knowledge for Bank of Baroda – PGDBF Manipal university [TEST-3]

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G.K. Questions on Banking

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Question 3861 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

RM2000 was borrowed for 72 days at a discount rate of 8.75%. Determine the amount received

A
RM 1,965
B
RM 196.05
C
RM 1,965.50
D
RM 35
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Question 3862 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which is true about home and internet banking?

A
Customer cannot use their credit card
B
Customers cannot use their debit card
C
Customers can buy items from the convenience of their home
D
Customers can only use cash
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Question 3863 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following fee(s) may banks charge you?

Bank exam interview questions answers
A
Online Statement Fee
B
Over-drafting your account
C
In-Network ATM Fee
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Question 3864 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If the reserve requirement is 10%, this bank has ..... in excess reserves

Bank exam interview questions answers
A
$52
B
$100
C
$47
D
$48
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Question 3865 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What are direct deposit, electronic funds transfers, and automatic monthly payments features of?

A
Electronic banking
B
Check 21
C
Functions of the Federal Reserve
D
Pay yourself first
English grammar Questions answers
Question 3866 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

You should always search for a non-customer in NuPoint to check if they have charged off accounts.

A
True
B
False
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Question 3867 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

What happened in the Enron scandal?

A
Culture of deception, self-interest, & lack integrity leading to bankruptcy of Enron and dissolution of Arthur Andersen
B
Auditor deficiency of Arthur Andersen leading to its bankruptcy
C
Money-laundering of Enron officials leading to their arrest
D
None of the above are correct answers
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Question 3868 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Federal Reserve is called "The Bankers Bank" because it supervises banks.
A
False
B
True
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Question 3869 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

If the reserve requirement is 20%, this bank has ..... in excess reserves

Bank exam interview questions answers
A
$12
B
$100
C
$10
D
$40
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Question 3870 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

A special plastic card that you can use to pay for things directly from your bank account.

Bank exam interview questions answers
A
Credit card
B
Cash card
C
Debit card
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