Banking Questions for IBPS PO (CWE PO/MT) [TEST-8]

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Banking awareness questions

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Question 1 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India. Who is present Chairman of SEBI?
A
HK Bhanwala
B
RS Sharma
C
TS Vijayan
D
Ajay Tyagi
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Question 2 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Indian Overseas Bank is a major public sector bank based in Chennai. Who is present MD & CEO of Indian Overseas Bank?
A
PS Jayakumar
B
T C A Ranganatha
C
R Subramaniakumar
D
Sunil Mehta
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Question 3 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
What is the term for a bank without any branch network that offers its services remotely?
A
Internet only Banks
B
Direct Bank
C
Lending Institution
D
Indirect Bank
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Question 4 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank?
  1. It does not accept deposits.
  2. It has a limited cash disbursement capacity.
  3. Lack of cash availability $24 \times 7$
Select the correct answer using the codes given below.
A
Only 1
B
Only 2
C
Only 3
D
All 1, 2, and 3
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Question 5 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Recently RBI issued new guidelines on loan restructuring of Non-banking Financial Companies (NBFCs). The guidelines were based on the recommendation of which Committee?
A
Nachiket Mor Committee
B
Urijit Patel Committee
C
Bimal Jalan Committee
D
B. Mahapatra Committee
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Question 6 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
In one of his speeches, Pranab Mukherjee said that the government has no plans to dilute the roles of market regulators. This means, the role of which of the following will not be diluted?
A
Life Insurance Corporation of India (LIC)
B
Confederation of Indian Industry (CII)
C
Federation of Chambers of Commerce and Industry (FICCI)
D
Securities and Exchange Board of India (SEBI)
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Question 7 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
The commercial banking system in India comprises of
A
Scheduled and non-scheduled banks
B
Nationalised banks and private sector banks
C
Regional rural banks, cooperative banks
D
Land development banks
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Question 8 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Which of the following Institute was established in 1969 by the Reserve Bank of India, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management?
A
Bankers Training College, Bombay
B
College of Agricultural Banking, Pune
C
NIBM
D
All of the above
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Question 9 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
For which of the following businesses Factoring services are most commonly used?
A
Haulage Business
B
Healthcare Industry
C
Real Estate
D
All of the Above
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Question 10 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A report by Bank of America-Merrill Lynch has stated that in the next decade, which country will overtake Japan to become the third-largest economy?
A
India
B
China
C
Russia
D
Germany
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