Banking General knowledge for IBPS PO [TEST-12]

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G.K. Questions on Banking

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Question 231 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Riba is 2 kinds only.

Bank exam interview questions answers
A
True
B
False
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Question 232 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
A summary of your credit history, your "trustworthiness" with borrowing money-
A
Credit Card
B
Government Report
C
Credit Score
D
Budget Statement
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Question 233 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Latrina Ramin's checking account had a balance of $148.52. One day she writes checks for $46.75 to purchase a blanket, $6.25 for a book, and $95.00 for a bedspread. What is the new balance in Ramin's account?

A
$0.52
B
$52.00
C
$249.77
D
$95.52
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Question 234 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Interest earned on both principal and previous interest earnings
A
Special Interest
B
Complex Interest
C
Complicated Interest
D
Compound Interest
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Question 235 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Scheduled Banks are ..... (multiple choice allowed)

A
All public sector banks
B
All banks
C
All cooperative banks
D
correctchoice List provided by RBI in Second Schedule under Reserve Bank of India Act, 1934
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Question 236 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Which of the following accounts will give you the LEAST access to your money?

A
Savings account
B
Certificate of Deposit (CD)
C
Checking account
D
Money Market Account (MMA)
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Question 237 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
Consumer finance companies, which are often advertised on TV, are also known as:
A
Banks
B
Savings and loan associations
C
Small loan companies
D
Purchase loan lenders
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Question 238 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

"I left my money in a savings account to accrue interest." What does the expression "accrue interest" mean?

A
deduct money
B
pay off bills
C
build up money
D
invest money in stocks
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Question 239 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]
An applicant for a farm loan must have:
A
Ability to repay the loan
B
Good reason for the loan
C
Collateral
D
All of the above
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Question 240 [CLICK ON ANY CHOICE TO KNOW MCQ multiple objective type questions RIGHT ANSWER]

Aadhar is

A
12 digit number card
B
Identity proof issued by UIDAI
C
Both (a) and (b)
D
None of above
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