Banking General knowledge for Punjab National Bank – IBPS [TEST-12]

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G.K. Questions on Banking

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Question 5151 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Main purpose of banks

A
Keep money safe for customers
B
correctchoice Lending money to firms, customers and homebuyers.
C
To business insurance
D
correctchoice Offering financial advice and related financial services, such as insurance
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Question 5152 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Which of the following is NOT a deposit institution?

A
mutual savings bank
B
commercial bank
C
check-cashing outlet
D
savings and loan association
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Question 5153 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Who was the president of the Bank of the U.S

A
Henry Clay
B
Daniel Webster
C
Nicholas Biddle
D
John Adams
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Question 5154 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

a handwritten document used to pay for purchases using funds in a personal checking account

A
deposit slip
B
debit card
C
check
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Question 5155 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Bank pays interest on

A
Deposits
B
Loans
C
Both (a) and (b)
D
None of above
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Question 5156 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
The maximum amount the lender is willing to make available to the borrower.Bank exam interview questions answers
A
Credit Limit
B
Credit History
C
Creditor
D
Debit Limit
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Question 5157 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

When you make a withdrawal, you'll have...

A
more money in your account
B
less money in your account
C
the same amount in your account
D
it's hard to tell
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Question 5158 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

The process to send money electronically from one bank account to an account at another bank.

A
Traveler's Checks (TCs)
B
void
C
withdrawal
D
wire transfer
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Question 5159 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
..... are small and ..... are large.
A
Banks and Credit Unions
B
Credit Unions and Credit Unions
C
Credit Unions and Banks
D
Banks and Banks
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Question 5160 [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

Which of the following will most benefit you financially?

A
A savings account that compound interest daily
B
A savings account that compound interest monthly
C
A savings account that compound interest yearly
D
A savings account that does not compound interest
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